• Facebook
  • LinkedIn
  • YouTube
  • Today's Rates
  • Loan Calculators
  • Mobile Banking & Deposit
  • Resources
  • Careers
  • Contact Us
St. Cloud Financial Credit Union
  • Banking
    • Cards
      • Reloadable Card
      • Debit
      • HSA
      • Visa Gift Card
    • Checking
      • Harvest Checking
      • New Wave Student Checking
      • Business Checking
      • Freedom Checking
    • Investment & Financial Services
    • Lines of Credit
      • Anytime Access Line
      • Home Equity Line
    • Loans
      • Auto Loans
      • Consumer Loans
      • Loan Rates
      • Loan Contact Information
      • Mortgages & Real Estate
      • Student Loans
    • Payroll Benefits
    • Savings
      • Certificates
      • Health Savings Accounts
      • IRAs
      • Money Market Accounts
      • Savings Bonds
      • Youth Savings
      • Wincentive Savings
    • Credit Monitoring
    • Pay ELAN Mastercard Online
    • Former Starcor Members
  • Our Story
    • Become a Member
    • Board of Directors & Supervisory Committee
    • Leaders
      • Jed A. Meyer
      • Alyce Justin
      • Mel Tody
      • Theresa Tschumperlin
      • Vonda Dickey
      • John Hardekopf
    • People Helping People
    • What is a Credit Union
  • Member Benefits
    • Debt Protection
    • Discounted Tickets
    • Insurance
    • Safe Deposit Boxes
    • Security Education
    • Wire Transfers
    • Find Free ATMs
    • News & Events
      • Seminars
    • Community Events
      • BYKTWD
    • Notary Services
  • Today's Rates
    • Savings, Money Market, & Checking
    • Auto & Consumer Loans
    • Mortgage Loans
  • Online Services
    • Online Banking, Bill Pay & eStatements
    • Enroll in Credit Monitoring
    • Master Card Online
    • Loan Calculators
    • Mobile Banking & Deposit
    • Digital Banking

Online Banking

Want a Lower Auto Payment?

CLICK HERE! 

Open an Account

Mel Tody

Mel_Tody.jpg

Mel Tody has worked in the credit union industry for over 35 years and is currently the Chief Financial Officer (CFO) of St. Cloud Financial Credit Union. For most of his career, Mr. Tody was the President/CEO of St. Cloud City and County Employees Credit Union. During his tenure as President/CEO, he proactively initiated a merger with St. Cloud Financial Credit Union in 2015, assuming the role of CFO and becoming an active member of the senior management team. Mr. Tody’s long history in the credit union industry, his leadership, and member advocacy are sure to serve the needs of the combined organizations for years to come.

Mr. Tody holds a Bachelor of Science degree in Finance from St. Cloud State University. He has been involved in the Central Minnesota Chapter of Credit Unions, serving as the Treasurer for several years. Additionally, he has volunteered in the St. Cloud Jaycees, is an active member in church activities, Red Cross Blood Drives, and volunteers in the local food shelf. He enjoys spending time with his grandchildren, watching sporting events, and his hobbies include golfing, hiking, camping, and fishing.

Contact

Phone: 320-252-2634

Toll Free: 888-252-2634

Email: info@stcloudfcu.coop

Routing Number: 291975656


Credit Union NMLS #421441

 

HOURS OF OPERATION

 

Albertville

Lobby Hours:

Monday-Friday 9 AM - 5 PM

Drive-up Hours:

Monday-Friday 9 AM - 5 PM

 

Becker

Lobby Hours:

Monday-Friday 8:30 AM - 5 PM

Drive-Up Hours:

Monday-Thursday 8:30 AM - 5 PM

Friday 8:30 AM - 6 PM

Saturday 9 AM - 12 PM

 

Downtown St. Cloud

Lobby Hours:

Temporarily Closed

 

St. Cloud & Sartell 

Lobby Hours:

Monday-Friday  9 AM - 5 PM

Saturday 9 AM - 12 PM

Drive-Up Hours:

Monday-Friday 7:30 AM - 6 PM

Saturday 8 AM - 1 PM

 

Sauk Rapids

Lobby Hours:

Monday-Friday 9 AM - 5 PM

Drive-Up Hours:

Monday-Friday 7:30 AM - 6 PM

Saturday 8 AM - 1 PM 

 

Locations

5600 La Centre Ave Suite 100
Albertville, MN 55301

 

14267 Bank Street
Becker, MN 55308

 

3030 First Street South
St. Cloud, MN 56301

 

120 Tenth Avenue North
St. Cloud, MN 56303

 

1716 Pine Cone Road South
Sartell, MN 56377

 

205 2nd Ave N
Sauk Rapids, MN 56379

 

 Trust Email Signature.jpg

To set up or reassign a pin number: 

1-888-891-2435

St. Cloud Financial Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website. If you have any questions regarding our website, please contact us at (320) 252-2634 and we would be happy to help you! All products and services available on this website are available at all St. Cloud Financial Credit Union branches.

Equal Housing Lender

NCUA Insured

© 2021 St. Cloud Financial Credit Union | Routing Number: 291975656

Privacy Policy | Site Map | Contact Us