Every Member is Actually an Owner in our Credit Union

Every member of St. Cloud Federal Credit Union is an owner, regardless of how many accounts they have, through their vote to elect volunteer members to the Board. And that ownership is a major difference! While we offer all the same products and services that banks offer, we do so with an emphasis on your success, not our bottom line.

At our Credit Union, there is no select shareholder group that profits more than anyone else. All members profit — individually and collectively. Members are our owners, you have a voice and and we take that seriously.

How To Become A Member

St. Cloud Federal Credit Union is proud to serve the financial needs of our members. Everyone who lives or works in Stearns, Benton, or Sherburne counties is eligible for membership. We invite everyone to join! Stop in our Sartell or St. Cloud Branches or call us today.

Make It A Family Affair

In addition, immediate family members of our members may join, regardless of where they live or work.

Immediate family members include: spouse, child, sibling, parent, grandparent, or grandchild. This also includes stepparents, stepchildren, step-siblings, and adoptive relationships.

To open an account, you need to bring:

• A driver's license or picture ID
• Your Social Security Number
• Your initial $10 deposit in a primary savings account, which is the minimum deposit required for membership and ownership

If you have any questions, please stop in or call Member Services at (320) 252-2634 or toll-free (888) 252-2634. You may also Contact Us now.