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St. Cloud Financial Credit Union
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About St. Cloud Financial Credit Union

Maybe you are used to banking that is pretty typical. A part of your life that you have to do but would rather not. A nagging errand or worse yet, a major issue with life events. You may even be on your toes, unable to trust how your money is being handled.

At St. Cloud Financial Credit Union, you can let your guard down and even learn to enjoy banking. As a not-for-profit cooperative it is natural for us to focus on our members' needs. Profits we earn are invested back into our membership and our communities. That is a huge difference between us and the banks; we have a volunteer Board of Directors who are committed to our membership, while banks are committed to shareholder profit. We have proudly served our community for over 80 years and have created a banking experience that feels more like a family than it does a business.

St. Cloud Financial Credit Union is the best choice for local banking. Whether you have a few dollars or a few hundred thousand, we can help you pursue the options that are right for you. We care and will only work with you on helping you be successful, it is our commitment and our passion.

Choose the services that you need most, including:

  • Personal and business checking accounts
  • Savings accounts
  • Investment accounts
  • Personal loans
  • Auto loans
  • Mortgages 
  • Debit cards
  • Credit cards
  • HSAs
  • Insurance

No matter what products and services you choose, you can always count on additional benefits, like dividends that accrue daily, online and mobile banking services, extended warranties, and fraud protection. 

Catering only to the local community, St. Cloud Financial Credit Union is like one of your neighbors, and neighbors take care of one another. Why turn to a bank with a headquarters in a different part of the country when you can count on professionals who will always know your name? 

When you're ready to try a new way of banking, we're here to work to meet your needs. Make the switch to St. Cloud Financial Credit Union to see how simple and enjoyable banking can really be!

Contact

Phone: 320-252-2634

Toll Free: 888-252-2634

Email: info@stcloudfcu.coop

Routing Number: 291975656


Credit Union NMLS #421441

 

HOURS OF OPERATION

 

Albertville

Lobby Hours:

Monday-Friday 9 AM - 5 PM

Drive-up Hours:

Monday-Friday 9 AM - 5 PM

 

Becker

Lobby Hours:

Monday-Friday 8:30 AM - 5 PM

Drive-Up Hours:

Monday-Thursday 8:30 AM - 5 PM

Friday 8:30 AM - 6 PM

Saturday 9 AM - 12 PM

 

Downtown St. Cloud

Lobby Hours:

Temporarily Closed

 

St. Cloud & Sartell 

Lobby Hours:

Monday-Friday  9 AM - 5 PM

Saturday 9 AM - 12 PM

Drive-Up Hours:

Monday-Friday 7:30 AM - 6 PM

Saturday 8 AM - 1 PM

 

Sauk Rapids

Lobby Hours:

Monday-Friday 9 AM - 5 PM

Drive-Up Hours:

Monday-Friday 7:30 AM - 6 PM

Saturday 8 AM - 1 PM 

 

Locations

5600 La Centre Ave Suite 100
Albertville, MN 55301

 

14267 Bank Street
Becker, MN 55308

 

3030 First Street South
St. Cloud, MN 56301

 

120 Tenth Avenue North
St. Cloud, MN 56303

 

1716 Pine Cone Road South
Sartell, MN 56377

 

205 2nd Ave N
Sauk Rapids, MN 56379

 

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To set up or reassign a pin number: 

1-888-891-2435

St. Cloud Financial Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website. If you have any questions regarding our website, please contact us at (320) 252-2634 and we would be happy to help you! All products and services available on this website are available at all St. Cloud Financial Credit Union branches.

Equal Housing Lender

NCUA Insured

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