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St. Cloud Financial Credit Union
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Online Banking

Want Lower Auto Payment?

CLICK HERE! 

Open an Account

Make Your Automobile Purchase a Success

When you're ready to buy a car and get the best rates and service in town, St. Cloud Financial Credit Union will be here for you! We can help your car buying experience be enjoyable and easy with many resources available to you. We can help you in branch or finance with us at the dealership! Click here to view our preferred dealerships!

Obtaining a car loan from St. Cloud Financial Credit Union couldn't be easier

Unlike loans from national companies that charge high interest with inflexible rates and terms with hoops to jump through, you can always get a great deal and experience with us. As a local member of your community, we understand what an affordable loan means to you! 

 

Get Pre-Approved in under 10 minutes!

 

We will have you out the door and shopping for a new car faster than you could wash it. We understand your time is valuable, that's why our process takes less time so you can spend more time behind the wheel! Don't spend all day at the dealership, come see us first! 

Have a minute to spare? Stop in today or call us at 320-252-2634

BEAT THE RATE SPECIAL!

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We will BEAT your rate on your current auto loan by at least .25%. AS LOW AS 2.49%*

  • No Application Fee

  • Simply bring your car title, and we will do the REST!

  • Applies new loans transferred outside the credit union.

Stop in or give us a call today! 320.252.2634

 

 
 
 
*Term will be restricted to the year closest to your current term (maximum of 76 months) and applies to qualified buyers on approved credit. 
Apply for a Loan Apply for a Loan

Contact

Phone: 320-252-2634

Toll Free: 888-252-2634

Email: info@stcloudfcu.coop

Routing Number: 291975656

Credit Union NMLS #421441


SAUK RAPIDS (COMING SOON)

St. Cloud & Sartell 

Lobby Hours:

Monday-Friday: 9am-5pm

Saturday: 9am-12pm

Sunday: Closed

 

Drive-Up Hours:

Monday-Friday 7:30am-6pm

Saturday 8am-1pm

Sunday: Closed


DTN Lobby Hours:

Monday- Friday 8:30am-5pm

Locations

3030 First Street South 
St. Cloud, MN 56301

120 Tenth Avenue North
St. Cloud, MN 56303

1716 Pine Cone Road South
Sartell, MN 56377

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To set up or reassign a pin number: 

#1.888.891.2435

St. Cloud Financial Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website. If you have any questions regarding our website, please contact us at (320) 252-2634 and we would be happy to help you! All products and services available on this website are available at all St. Cloud Financial Credit Union branches.

Equal Housing Lender

NCUA Insured

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