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St. Cloud Financial Credit Union
  • Banking
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Online Banking

Want a Lower Auto Payment?

CLICK HERE! 

Open an Account

HARVEST CHECKING

As our premier account, Harvest was created to benefit the majority of our members. You will earn the highest amount of interest, up to $2,500 at a rate highly competitive in our market. Unlike most financial institutions, we want to pay the highest rate to the majority of our members, rather than those with the most amount of money!

With our new Harvest Checking Account, you can keep your money easily accessible while still earning unique and exceptional advantages that a normal checking account can't offer. Your Harvest account pays premium rates, typically higher than a traditional CD rate.

Account benefits:

  • Earn highly competitive interest with tiered rates, balances up to $2,500 will earn the highest rate
  • .25% discount on Vehicle Loans

Other features include:

  • No minimum balance required
  • FREE Mobile Deposit
  • FREE Mobile Banking/Online Banking
  • FREE Bill Pay
  • FREE Text Alerts
  • FREE Check Blanks for Members 65+
  • FREE Overdraft Protection
  • FREE ATM withdrawals with our CO-OP and MoneyPass Networks of more than 48,000 ATMs nationwide

Account requirements:

  • eStatements
  • 12 Debit card purchases
  • Direct deposit, bill pay or ACH withdrawal

If account requirements are not met monthly, a $5.95 service fee will be added and no interest will be earned. 

Contact

Phone: 320-252-2634

Toll Free: 888-252-2634

Email: info@stcloudfcu.coop

Routing Number: 291975656


Credit Union NMLS #421441

 

HOURS OF OPERATION

 

Albertville

Lobby Hours:

Monday-Friday 9 AM - 5 PM

Drive-up Hours:

Monday-Friday 9 AM - 5 PM

 

Becker

Lobby Hours:

Monday-Friday 8:30 AM - 5 PM

Drive-Up Hours:

Monday-Thursday 8:30 AM - 5 PM

Friday 8:30 AM - 6 PM

Saturday 9 AM - 12 PM

 

Downtown St. Cloud

Lobby Hours:

Temporarily Closed

 

St. Cloud & Sartell 

Lobby Hours:

Monday-Friday  9 AM - 5 PM

Saturday 9 AM - 12 PM

Drive-Up Hours:

Monday-Friday 7:30 AM - 6 PM

Saturday 8 AM - 1 PM

 

Sauk Rapids

Lobby Hours:

Monday-Friday 9 AM - 5 PM

Drive-Up Hours:

Monday-Friday 7:30 AM - 6 PM

Saturday 8 AM - 1 PM 

 

Locations

5600 La Centre Ave Suite 100
Albertville, MN 55301

 

14267 Bank Street
Becker, MN 55308

 

3030 First Street South
St. Cloud, MN 56301

 

120 Tenth Avenue North
St. Cloud, MN 56303

 

1716 Pine Cone Road South
Sartell, MN 56377

 

205 2nd Ave N
Sauk Rapids, MN 56379

 

 Trust Email Signature.jpg

To set up or reassign a pin number: 

1-888-891-2435

St. Cloud Financial Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website. If you have any questions regarding our website, please contact us at (320) 252-2634 and we would be happy to help you! All products and services available on this website are available at all St. Cloud Financial Credit Union branches.

Equal Housing Lender

NCUA Insured

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