Checking Accounts

Created the Cooperative Way: To Benefit People, Not a Bottom Line!

As a not-for-profit financial cooperative, we seek ways to give back to our members. You participate with us and we give back by offering products and services highly competitive in our marketplace. We have created a suite of checking accounts ranging from the highest rates paid to the majority of people*, to reimbursed ATM fees (charged at other institutions), to numerous free services that allow you to do banking your way.

Our checking accounts are easy, competitive, and designed to enhance the benefits you gain by being a member of St. Cloud Financial Credit Union. That is the cooperative way!

Checking accounts should not be complicated. Who has time to figure out what you can or can’t do, and then be surprised with fees at the end of the month? Our checking accounts were created with simplicity in mind – we are proud and excited for you to explore the options! Call us today and we'll help you determine which checking account is right for you.

*How is this one for a disclosure? Unlike most financial institutions, we want to pay the highest rate to the majority of our members, not just those with the most amount of money!