Enjoy Convenience and Security With a Debit Card

From fast access to cash to a convenient and secure way to pay at almost every retailer in the country, there are major advantages to having a debit card on hand.

Over the last several decades, debit cards have taken front and center as Americans' preferred way to pay, making a debit card from St. Cloud Federal Credit Union a great option for individuals and families on the go. 

Your debit card draws directly from your checking account, allowing you to shop safely and conveniently without carrying cash or writing checks. Backed by Visa, your card can be used at any retailer where Visa is accepted. 

Unique benefits of our debit card include:

• The amount you spend is compared to the combined total available in a your checking, savings, and Anytime Access accounts, allowing you to make spur of the moment spending decisions without fear of over-drafting.
• Easy access to cash via any ATM in the country - to avoid ATM charges, use ATMs that are part of the MoneyPass or CO-OP Network systems. Out of network ATMs incur a $1.50 fee.
• Secure transactions backed by the protection of Visa and St. Cloud Federal Credit Union.
• Replacements cards available upon request.
• All the fraud protection that comes with your credit union checking account.
• Sign up and receive FREE debit card potential Fraud Text Alerts: 
• https://www.smsservicesnow.com/fd/registernew/xsl/tmg_scfcu/index.htm
• FREE to all checking account members
• Easily reported loss, theft, or damage by calling (800) 234-5354 
• Receive FREE Purchase Alerts by enrolling and establishing specific alert triggers such as amount thresholds, online purchases, or international transactions. Click here to register:

  https://usa.visa.com/pay-with-visa/featured-technologies/purchase-alerts.html

Why make spending harder than it has to be? With a debit card from St. Cloud Federal Credit Union, you can make purchases with confidence.

If you would like to receive a PIN number for your debit card, please call (888) 891-2435 from your home phone.

Want to learn more? Call or stop by today, isn't it time to see just how easy banking can be?

Click here for our Fraud Text Alert privacy policy.